Courtesy Pay, NSF and Overdrawn Account Recovery
	USG will work to recover your charged-off Courtesy Pay, NSF and overdrawn accounts for a competitive fee.
	Using the same collection techniques as USG uses for charged-off loans, we will follow up to optimize the recoveries on your overdraw charged-off accounts.
	If necessary, USG will skip trace the accounts at no charge to your credit union.
	You only pay us a fee when we collect.
	If legal action is deemed necessary, USG will send the account to the attorney of your choice.